Last verified October 3, 2026 · How we verify

Small business grants in New Jersey

As of October 2026, a New Jersey small business can be matched against 122 programs: 6 New Jersey state programs, 3 multi-state programs that include New Jersey, 47 national programs open to NJ businesses, and 66 federal grants via Grants.gov.

We track 6 New Jersey state programs. 4 are open or verified right now and named below. Most of these programs never run an ad. The money is real, but nobody tells you it exists. That's the part we fixed.

6
New Jersey state programs
47
National programs open to NJ businesses
66
Federal grants via Grants.gov

New Jersey programs by the numbers

Who funds them
2 funders: New Jersey Economic Development Authority (3), New Jersey Department of State Business Action Center (1).
Award size
Awards from $50K to $12.5M.
Timing
4 open now, 4 of them rolling.

All 4 New Jersey state programs we can name

Only New Jersey's own programs, open ones first. Each names its funder and links to the official page. Annual programs spend most of the year between windows; the date tells you when to be ready.

ProgramAmountStatusBuilt forOfficial link
RETROFIT NJ Program
New Jersey Economic Development Authority
Verified Sep 27, 2026
$2.5 million to $12.5 millionRolling, apply anytimeA $75 million pilot grant program providing financial assistance for large-scale retrofit projects that reduce carbon emissions in buildings, campuses, and multi-building facilities in New Jersey. Eligible applicants include commercial, industrial, and institutional building owners and tenants.Official page ↗
Cannabis Business Development (CBD) Grant
New Jersey Economic Development Authority
Verified Sep 30, 2026
$75,000Rolling, apply anytimeA pilot equity grant offering one-time reimbursements of $75,000 to eligible cannabis manufacturers, cultivators, retailers, and testing laboratories in New Jersey. Funding supports early-stage companies with compliance and working capital costs on a rolling, first-come-first-served basis.Official page ↗
Main Street Acquisition Support Grant
New Jersey Economic Development Authority
Verified Sep 30, 2026
up to $50,000Rolling, apply anytimeA grant offering up to $50,000 to reimburse eligible NJ small businesses (for-profit or nonprofit) for closing costs related to a commercial property they purchased to operate from. Closing must have occurred after October 1, 2024, and the application must be submitted within one year of closing. The business must occupy at least 1,000 square feet and maintain the property for five years or repay a pro-rated portion.Official page ↗
NJ STEP - New Jersey State Trade Expansion Program
New Jersey Department of State Business Action Center
Verified Sep 30, 2026
VariesRolling, apply anytimeA stepping stone grant program funded by the SBA that provides financial assistance to small businesses in New Jersey to offset export promotion costs such as trade missions, trade shows, website localization, and export training. Reimbursement-based awards on a competitive, first-come-first-served basis.Official page ↗

We track 2 more New Jersey programs that are not open, dated or verified closely enough to name here yet. The quiz still checks your business against them.

Multi-state programs that include New Jersey

Each of these covers more than three states, so we list them here instead of counting them as New Jersey state programs.

  • Northeast SARE Farmer Grant
    Northeast SARE
    Covers 12 states (plus DC), including NJ
    Typically $5,000 to $30,000 · Reopens, date not announced yet · Official page ↗
  • Restaurant Strong Fund Grant
    The Greg Hill Foundation (with the Grubhub Community Fund)
    Covers 48 states (plus DC), including NJ
    $5,000 · Between cycles (Usually opens around December 2026, based on past rounds) · Official page ↗

We track 1 more multi-state program that includes New Jersey and is not open, dated or verified closely enough to name here yet.

Also open to NJ businesses: 47 national programs and 66 federal grants via Grants.gov. They are the same in every state, so we list them by who they fund: women-owned, veteran-owned, minority-owned, or by industry.

Every verified grant deadline in the next 90 days is on one page: the live deadlines list.

Open right now in New Jersey

New Jersey small business grants, program by program

RETROFIT NJ Program (New Jersey Economic Development Authority): $2.5 million to $12.5 million

A $75 million pilot grant program providing financial assistance for large-scale retrofit projects that reduce carbon emissions in buildings, campuses, and multi-building facilities in New Jersey. Eligible applicants include commercial, industrial, and institutional building owners and tenants. Verified against the funder's own page Sep 27, 2026. Official page ↗

Cannabis Business Development (CBD) Grant (New Jersey Economic Development Authority): $75,000

A pilot equity grant offering one-time reimbursements of $75,000 to eligible cannabis manufacturers, cultivators, retailers, and testing laboratories in New Jersey. Funding supports early-stage companies with compliance and working capital costs on a rolling, first-come-first-served basis. Verified against the funder's own page Sep 30, 2026. Official page ↗

Main Street Acquisition Support Grant (New Jersey Economic Development Authority): up to $50,000

A grant offering up to $50,000 to reimburse eligible NJ small businesses (for-profit or nonprofit) for closing costs related to a commercial property they purchased to operate from. Closing must have occurred after October 1, 2024, and the application must be submitted within one year of closing. The business must occupy at least 1,000 square feet and maintain the property for five years or repay a pro-rated portion. Verified against the funder's own page Sep 30, 2026. Official page ↗

NJ STEP - New Jersey State Trade Expansion Program (New Jersey Department of State Business Action Center): Varies

A stepping stone grant program funded by the SBA that provides financial assistance to small businesses in New Jersey to offset export promotion costs such as trade missions, trade shows, website localization, and export training. Reimbursement-based awards on a competitive, first-come-first-served basis. Verified against the funder's own page Sep 30, 2026. Official page ↗

More small business grant lists

Straight answers

What's the difference between state, national, and federal programs?

State programs are run through New Jersey agencies and partners and are limited to NJ businesses or projects. Less competition. National programs are run by companies and foundations and are open to businesses in every state. Federal grants come through Grants.gov and tend to be larger and more paperwork-heavy.

Do I pay these back? How current is this list?

No. Grants are not loans. Each row shows the date we last checked it against the funder's own page. How we verify.

Which of these fit your New Jersey business?

This page can't read your business. The 3-minute quiz can. It matches your industry, state, and ownership against all 122 programs and shows you where you stand.

See how many grants fit my business